Terms of Use

Last updated October 7, 2026

Informational purposes only

Content on this website is provided for general educational purposes. It is not financial, legal or tax advice, and it is not an offer to lend, a commitment to lend, or a loan approval.

Examples and calculators

Rates, payments, savings and other figures shown on this site, including in interactive tools, are hypothetical examples for illustration only. They do not reflect currently available terms, and your actual rate, payment and costs will depend on your credit, the property, the loan program and market conditions at the time you apply.

Eligibility

All loans are subject to credit approval, underwriting guidelines, property eligibility and program availability. Loan assumptions require approval from the existing loan servicer and, where applicable, FHA, VA or USDA. Not all loans are assumable and not all applicants qualify.

Third-party links

This site may link to third-party websites. We are not responsible for their content or practices.

Changes

We may update these terms from time to time. Continued use of the site constitutes acceptance of the current terms.