Patrick Celaya, Loan Officer, NMLS #2735366. Unified Mortgage Experts, NMLS #1891147.
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Equal Housing Opportunity.
This website is for informational and educational purposes only and is not an offer to lend, a commitment to lend or a loan approval.
All loans are subject to credit approval, underwriting guidelines, property eligibility and program availability; not every applicant will qualify.
Rates, terms, fees and programs are subject to change without notice. Any rates, payments or savings shown on this site are hypothetical examples for illustration only and do not represent currently available terms or an estimate of what you will receive.
Loan assumptions require approval from the existing loan servicer and, where applicable, the insuring or guaranteeing agency (FHA, VA or USDA). Not all loans are assumable, and not all buyers or properties qualify.
Secondary financing used to cover an equity gap is subject to separate approval, program restrictions and availability.
Unified Mortgage Experts is not affiliated with or acting on behalf of HUD, FHA, the U.S. Department of Veterans Affairs, USDA or any government agency.
