• No hard credit pull to get started
  • About two minutes
  • A real reply from Patrick, typically same business day

Ready for a full application? Start it here

Step 1 of 3

Get pre-qualified

Let’s figure out what financing makes sense for you.

First, what brings you here?

A few quick details about your purchase.
Tell me about the assumable loan.

Don’t worry if you don’t know everything yet. That’s what I’m here for.

What would a refinance need to do for you?
What would be most helpful to understand?
Where should I send your options?

I’ll personally review what you shared and follow up, usually same business day. No hard credit pull, no obligation.

Best way to reach you

Pre-qualification is an initial review based on information you provide. It is not a loan approval or commitment to lend. Loans are subject to credit approval and program eligibility. Patrick Celaya NMLS #2735366 · Unified Mortgage Experts NMLS #1891147 · Equal Housing Opportunity.